Saturday, December 5, 2009

My new thought on a saving goal

G-man and I never took a honeymoon. And we have never been on vacation. In almost 12 yrs of marriage, not one (other than visiting the 'rents). We have never taken the kids anywhere. This is sad.

I refuse to do it now. Totally not in the budget. But if I plan and save....then why not?? So, here is my plan:

What if I put a nickel or a dime in a jar for every dollar we repay on our debt?

At 76k debt, a dime would equal $7,600, and a nickel would be $3,800 (assuming we were consistent). This would encourage a savings goal, allow us to have some sort of cash system for paying for this vacation, and worse case scenario.....we can always use it in an emergency for a true emergency.

Any thoughts? C'mon....sock it to me!

1 comment:

  1. I do think saving for one is a great idea. But i also think you can be creative about vacations and time away in general. Do you like camping at all? Or what about home exchange/house swapping? At the very least, you could get some time away and a nice, memorable vacation for less than $2000: shop package deals off-season; mid-week, etc.

    12 years is a long time! We have moved/traveled so much ourselves. But growing up our vacations were either to visit family, or to go to a baseball game and amusement park in the "big city". Just for a weekend, but still good memories. It doesn't have to take a lot of money, just good organization.