In my GBU yesterday, I mentioned that we were "thinking" about getting concert tickets. Our last concert was almost 10 years...oops....8 years ago (the kids were ALMOST 2). Are they pricey? Yep. We were thinking about it; no decision made. We have had 2 big date nights in the past year....and this would be the next one (not counting the wedding we have in May).
Is it the BEST use of money? Depends on your definition of BEST. No, it isn't going to debt. But if you define BEST as "the ability for a couple to have a night out, see a show we both would enjoy, and have a night off from the stress of our life," then yes. We have also considered only having G-man go (as he wants to go more than I do, even though I do want to go). Then we would only have 1 ticket and parking. No sitter or anything.
Consuelo made a comment regarding our numbers and our "lack of progress" in the past few months.
I am not going to deny that numbers are ugly. I never have. We were making progress, and last year really wrenched that. No denying that. But to say "lack of progress" in the past few few months isn't accurate. I haven't updated our sidebar in the past few days because I know it is all about to change, and decided to wait until the big change to do the update. But the comment really upset me, so I looked a few things up....a few things that may not be as apparent to you all because I don't share EVERY detail.
Since January 1....
- We have increased our EF by $324. Prior to my root canal, we had just under $1,300 in there. We withdrew some to float that money to get a discount. When our FSA reimburses us, it will go back to the EF, and we will have the $1300 again, and are working toward
- We have saved over $500 towards the kids' camp for the summer, which acts as day care for us while we work.
- We have saved $550 in overtime pay. Part of this is paying for G-man's speeding ticket and fishing license. The rest is going toward our weekend trip to Sesame Place for Autism Day (entrance to the park is free, other than a $25 parking fee which goes to charity. We have a gov't discount for the hotel).
- We have saved enough so far to pay for our water bill, which will come in May. And we are on track to have the money saved for our personal property taxes in July.
- We paid off our retirement loan (whose numbers were never added into any of the tallies, but at the start of the blog....we had about $7100 left), a few year early.
- We established a "cat fund" that currently has enough for all three cats' check-ups, and have been working on saving per month for food and litter.
- The student loan has decreased $456.
- The car has decreased $642.
- Medical has increased $50, but as long as Bossy has medical needs, this bill will always be in flux. Considering I had a $700 root canal, and the overall bill has only gone up $50, I am happy.
Once we take out the loan, I will update all the numbers. At that point, all of the debt will be at an interest rate of 3.375% or less. I know that not everyone will agree with the retirement loan for this purpose. It is taking money from our future. But in no more than 4 years, it will be paid off, and we will be just about debt free other than the mortgage (right now we are at 5 years to be debt free....but I think we may be able to shave at least some of that off).
I know this is a long post. So if you made it this far....good for you!!! But we HAVE made progress. It isn't gazelle intense....never has been. But it IS progress.
So to Consuelo....thank you for reading and spurring me to investigate this further. I am sorry you don't feel like we are making progress, but in the end, we only have to account to ourselves.