I just wanted to point out that we are OFFICIALLY out of the 70’s!!! Into the wild and swingin’ 60’s, baby! Can’t you just see the Austin Powers-esque-ness (that is a phrase, right?)
I fully know that Bossy’s Supplies are a wild card. First of all, the durable medical equipment (DME) company is having a hard time with the insurance company. The insurance company is asking for all sorts of documentation before they will pay. So as of right now, there are 6 months of outstanding charges that we have yet to be billed for, let alone have any clue what those charges look like. And second, there is the whole mess up on the bill where I think they double discounted us. But at the moment ….it is ZERO.
G-man will go to the dentist next week, and will pay a big chunk of the balance while he is there. I may pay it this week, just to give myself the electric “charge” of paying stuff. Granted, his appointment is going to run the bill up, just not as much as we are paying….so it will still show a decrease.
The CC is slightly screwed up because of the 3-pay check month. The increase I am showing will be paid off by month end, plus a little more.
All the rest….they just do their thing. We are closing in on the next “thousand” number down on all of them. It will be nice to see that. The retirement loan and student loans….I can’t wait to break the 25k mark. No idea why that number is important. And the car…..well I really won’t be excited until it hits $6k (that is the 50% mark). We have a FEW more payments before we get there though.
Bossy has an orthodontics appointment this week…..and we will find out what all of that will entail. We have ZERO orthodontic coverage, so all of it will be on us. We are “estimating” it is going to be close to 10k based on our research. I am hoping we are wrong! We will have to work out a payment plan (which the website shows is very common). My debate is if I call this “debt.” It is money we owe. It is money we will be paying on a regular basis. But is it “debt?” Not sure yet.
Since camp is paid for in full now, we started saving for Christmas. The kids really are so hard to shop for. We are considering doing a few SMALL things for them, and then doing a larger “family” gift. Of course, we have no idea what that is. We have some time to decide.
Of course, my oil budget plan needs to be done in the coming weeks. That will be a separate post. But G-man is still resisting changing the system over to gas (even though our monthly cost will be about the same as we are paying right now). Yes, it will be about 2-3 years before we actually SEE the savings. But I really hate paying so much for &^*%%^$^% oil.
I did some quick calculations on the IRS website to make sure our withholdings are ok. I think we are fine. We have talked about using the refund money towards the deck (which was supposed to get done this year). We are also considering having a landscaper come in and draw up some plans for us. We have no way of doing all that we want right now. But a plan is good. And then we can chip away at it. Plus, if we have to re-do the deck, now is the time to make the changes we would like (which include a second set of stairs, some seating, a storage box).
All in all….I am happy to actually see some PROGRESS. Last May, we were at 80k in debt, and now we are in the 60’s! And we should be in the low 60’s by year end…..MAYBE high 50’s!!! It has taken us so long to get here……I am glad it has finally arrive.