Wednesday, January 4, 2012

The PayDay Cha-Cha

I swear....the past 2 weeks since payday have been the longest in history!  I have no idea why, it just seemed like payday was never going to get here.

I had to keep reminding myself that today is only the 4th.  I "feel" like I am behind, but in reality this is only the first paycheck of the month!!!  G-man has 2 paychecks from the office, and he gets paid weekly from his part time job (which by the way, is also today!).

I looked at all the due dates on the bills, and a few things will get paid today.  The rest have later due dates, and will come from future paychecks.  I am just so anxious to PAY something!!!  Then I get to update my totals and see a little progress!!!!  CHA CHA CHA!! (DONE!!)

Since I get paid by paper check, I have to wait until this afternoon to do anything (after I deposit my check!  And no, I don't have a direct deposit option).  Included in my banking transactions today will be:

  1. Redepositing the money we got from selling the netbooks, and putting that in the "cat" fund (DONE!!)
  2. Taking out $25 towards EF (DONE!!)
  3. Taking out money for lunch money for the kids for next week (DONE..but forgot to have them break the $20.  Will do that on Friday)
  4. Getting a new checkbook register! (oops...I knew I forgot something)
Who would have thought banking would be so much fun and productive!

14 comments:

  1. Come on payday!! I'm also waiting! Last time we got paid was December 20 and the holidays and new year's left us with $20 this morning..

    HS

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  2. Ha, I am also feeling the itch to pay SOMETHING. My next pay will include car payment -#12. 11 more of those suckers... I guess it must be because it's January and the holidays feel like they took forever and were forever ago all at the same time?

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  3. I know this has been the longest month. But January always is, cold, dark, long. I am also anxious to make some progress but it seems slow, I have no money and bills popping up all over!.

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  4. You are definitely NOT alone in feeling this way. I cannot wait until tomorrow so I can start paying something. It is horrible to feel like you can't do anything, when you know that you want to.

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  5. Too bad you don't have the option of direct deposit, makes life much easier! I thought everywhere did that now... goes to show you how much I know! *blush*

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  6. @HS - our fridge is empty. I am out of laundry soap. I couldn't wait for payday!!!

    @Tanner - I love paying the car and Lending Club. Big payments make you feel like you are making more progress!

    @Kim - I have the trash bill and car taxes this month. Ick. Plus the usual stuff. Ick.

    @Rachel - at least I know that this afternoon I can do SOMETHING. PLUS, G-man gets paid on Monday!

    @Carla - I work for a small company, and he won't pay for direct deposit. When I first started here....he HAND WROTE our paychecks!! At least now he has a program to print them!!

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  7. I'm with you - I hate the first few days of the month. I feel like I can't see any progress being made. I love the feeling of checking things off my list, updating my spreadsheet, etc. I'm a financial geek. :-)

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  8. I wish it were payday here ;-) Have to wait for the 23rd and I get paid every month. And most of the time, everything has been put into different accounts/towards bills by the time it is the 24th.

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  9. That stinks that there is no direct deposit!

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  10. I'm with you on the hand written/printed paper checks. Still get those - 14 years in business and they won't pay for the direct deposit either!

    I'm no longer excited to pay something. Though each pay day i do the Cha Cha when I make a debt payment. I'm now training myself to be super happy the days my money doesn't move anywhere!

    THAT is the next best feeling to paying something and taking a step closer to your goal! YAY for payday!

    I also wanted to tell you that you guys are lucky to have a check coming every week! When I had my part time job, that was the thing I missed most about NOT having it anymore. No more pay every week.

    Cha cha cha!!

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  11. I stalk my bank account everyday to see when I've been paid.

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  12. You're definitely not alone. I have itch to pay, pay, pay! Unfortunately my check does hit the bank until the 11th. I'm with Carla because I thought everyone had direct deposit. If mine weren't direct deposited I'd never make it to the bank with the crazy hours I work.

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  13. @Hawaii - I am a financial geek too. :)

    @Lekker - I am sure it is an adjustment. I can't imagine only getting paid once a month!!

    @Michelle - I have gotten used to it. I hit the bank on my way home on payday and just take care of it.

    @Finding - It does work out nice that we have a weekly paycheck. In the ideal world, we wouldn't need it!

    @Free - I do the same....I check my bank acct every morning and night.

    @Mr&Mrs. - One thing I am working on regarding the "itch" is not to pay extra to something, and use up my gas or grocery money!

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  14. Look at that! that is awesome!!!! off to a great start! Go Misty!!!

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