This packet is a PITA. The basics of it are starting and ending balances of ALL accounts (CC, mortgage, car, investments, banking); how much we paid over the year, large purchases (like the car). This year is particularly a PITA because we have the refinance of the house, paying off G-man's car, purchasing my car. All of this has to be documented.
I started working on it last night (it is due in mid-May), and it wasn't pretty. I knew it wouldn't be....but it REALLY wasn't pretty. By going through 12 months of statements I discovered
- We paid $13,814.84 on our credit cards combined.
- We paid $5,105.16 towards Lending Club.
This is a total of $18,920. This number includes interest we occurred, payment towards purchases (including car repairs, PTA stuff I fronted and was reimbursed for, and any other purchases). This does NOT include the balance transfer we made, which just rearranged the money.
But the truly sick part....
- Overall starting balance for those 5 accounts - $34,634.94
- Overall ending balance for those 5 accounts - $36,408.94
To those who want to be a hater and tell me how little progress we made...go right ahead. This is not an open invitation to bash me....just that I am not in the mood to fight today, so say what you will. I am not going to argue with you about it. I will agree that the numbers will support your argument, but the numbers don't tell the whole story, and you know it.
I am so looking forward to hitting the reset button soon. I need to put 2011 behind me for good.