First off....where were you all yesterday??? I know this is going to sound ridiculous...but I didn't get one comment, and my page views were WAY down. Either everyone is super busy, or I am boring. The world revolves around ME, so you know I am taking it personally!
Anyway, this is the last day of the month, so thought I would wrap up a few changes to report.....nothing of consequence....just the day to day little things.....
1) I have cut my check writing way down. I now pay for the kids lunch in cash (I get mostly ones at the bank for this....they probably think I am going to the strip club....). Since I have to go to the bank to deposit my paycheck, I just take care of it while I am there.
2) Our electric bill has gone down $6 a month. We are on a budget plan, so we pay the same amount each month (instead of the huge spike in the summer due to the A/C). Woo woo.....$6. It is already going to go to the new cell phone bill (more on that next week). One place giveth, another taketh.
3) Our overpayment from the retirement loan arrive. It was $16.XX. So about $2 more than we thought. Woo. Woo.
4) Some how we way overspent in the past week. I know about the unbudgeted gifts (roughly $100 total). The best I can figure is that because February is a 3 paycheck month for me, some items came out from my second January paycheck that normally get paid later. We had to dip into our savings a little (not the EF). I hate doing it. The savings acct is lower than I am comfortable, so I will need to replenish that. While I wish it could just be from my extra February paycheck, that is already alloted for "catch-up" on the oil bill. (Yes, I am a little behind. $342 a month is alot of money!!! By the end of February we will be all caught up again)
As usual....I am looking forward to payday tomorrow so I can pay a few bills. And G-man's check next week will have OT (which is going into a separate account) AND Holiday (MLK Day). Plus, it won't have the retirement loan coming out.....so I am curious to see what it will look like. I know that it will be an oddball check, as having all of those things happen at once isn't typical. But I am looking forward to it.
Nothing major to report.....just the day to day life stuff!