Have you heard of the latest hacker issue, HeartBleed? Once again, our on-line information is at risk.
As has been reported 2/3 of on-line interfaces use the software in question. So for every 10 accounts you have....at least 6 of them could be at risk. It may be your banking....it may be your subscription to Groupon. (I have no idea what is actually using the software....just picking random things).
Financial experts have cautioned users about this, and are suggesting changing your passwords on all of your accounts. EEK. My fingers just know what keys to hit to log into the bank...and now my fingers and brain will have to relearn that. Along with a myriad of other passwords that I will probably have to change.
After looking at several articles about changing your passwords, I found out that this can be a HUGE undertaking, depending on how many accounts you have. Think about every e-mail, financial, store, and newsletter account you have. It adds up. Additionally, many are not as simple as "change password" so additional steps may be necessary.
Next, I am guilty of this one....weak and re-used passwords. C'mon...I guarantee just about everyone out there has them. Some password you use for "everything" or the name of your dog, or even "password." (For the record, if you try and hack any of my accounts....I don't use "password" for anything, so I just saved you from trying it.)
Now, what will your new password be? Man, there is no way I am going to remember some string of random letters, symbols, and whatnot. Let alone 45 of them. So you better write them down. Wait, they say don't write it down....because you will probably leave it next to your computer and when someone breaks into your house, all they have to do is look at your list and they have everything. What good does a password do if you just hand it to someone? You can lock them up in a safe....and most likely will get them out of the safe, and never put it back...because who has times for all of that???
Enter the password manager. Basically it is an on-line vault that keeps your passwords. You log into the manager (which you give an incredibly strong password), and then you can access your passwords (or some of them will even generate the passwords for you, but you can't see them! Then you have to log onto your website through their site). I considered this route, but G-man talked to the computer guys at work (not the IT guys....these are the guys who do all the fancy criminal stuff) and they said even if you keep them in an on-line vault.....they can still be hacked. Nothing is 100% safe.
Well terrific. All of my personal information is just there for the taking, and even trying to be responsible may backfire.
I plan on changing all the passwords for our financial websites, and any that MAY have debit/credit card information stored (like Amazon). And will work on changing the rest as I go. And I do plan on writing it all down, and I do plan on keeping it in a binder. Sure, someone could break in....but I am going to take my chances.
How about you? Any concerns? Do you already do this stuff? Are you a fan of the on-line manager and if so, tell me about it!