In my checkbook....I got lost. In my attempt to separate piles of money (stuff for the kids that they needed, Christmas, bills, car), I was transferring money all over the place, and I lost track of what I was doing.
I realize now that I made some of this WAY more complicated than it had to be. But 2 hours later, a scrap Excel spreadsheet, and lots of hair pulling....I figured it out.
I think this is why I like ING so much. I have several accounts, and I can visually see where it all is. In the above scenario, I was using our main checking account and savings account, and it just didn't work. I had some money in my savings and I transferred it to checking, then back to savings, but then BLAH BLAH BLAH.
I got lost.
I did discover that we have $207 left in the Christmas budget (NOT including the $150 slush fund), which will purchase the tree, postage, shipping, and whatever G-man gets me. The rest is done.
I have $200 left to buy clothes or whatever for the kids....which will probably roll over to next spring, as they are pretty set right now.
The check for the retirement loan is taken care of.
I paid a few bills.
And I think that I found the end of the maze!!!