I was bumming hard about the oil bill. So I waited a few days....and wouldn't you know it....the prices have dropped!! I called again yesterday, and the price per gallon had dropped $0.10!!!
I got a super nice gal who did some quick analysis and we have been purchasing more oil than we really needed. We have used under 900 gallons in the past two years, even with the really cold and snowy winter this year (hello, 7 FEET of snow!!). Her recommendation was to drop the total purchases a little bit, and if we need more....we will get it at the going rate that day. Could be higher than what we were paying...could be lower. We always know how much we have used because it is printed on our monthly fill-up receipt. Easy to keep track.
By getting less oil, it also dropped the cap protection price (since it was per gallon). Then, she asked if we would like 11 or 12 payments.....uh, 12 please!!!
Our new price will be $342...vs $402 last week. That is a $60 a month savings! And brings it almost in line with my estimate that it was going to go up $125 (it actually is $135). So this is MUCH closer to what I was expecting.
All the little thing add up!!