Frustrated doesn't even begin to cover my feelings right now.
The paycheck/OT/direct deposit mess created it's own problems. I am slowing figuring all of that out. But it is taking alot of concentration. G-man and I talked about it last night, and all he said was "sorry." He still doesn't get the anxiety this all causes for me.
I had REALLY thought we would be below 60k debt by my blogiversary. But that wasn't accounting for the almost $700 it was going to take to fix the pool. All of the OT that G-man had and will have in the coming weeks was all supposed to go to DEBT, not the pool!
Gas prices are finally coming down (a little). But the damage is done. We have been paying about $600 a month for gas. That is almost $200 more than the original budget. A few months of that....and it adds up.
It seems that our therapists have changed their billing cycle, and are only billing to insurance monthly. So it takes almost 2 months from the time we write the check before we get reimbursed. Again, it causes some problems when you are paying almost $400 a month in co-pays.
I should be glad that we aren't using our credit cards for everyday purchases. The rise in the card balances in the recent weeks is from the pool, and 1) the OT screw up, thus not having the money to pay it off right away, and 2) having to wait for payday when the OT was worked almost a month ago (G-man's payroll is offset by 2 weeks). The dental bills...it happens. Those don't stress me out other than I just hate that our dental coverage stinks.
I am failing to understand how we redid the mortgage, which freed up $200 a month, paid off the car, paid off one student loan.....and we are where we are. I am bummed. I am not sure why this is SO hard. I expected it to be hard, but this is insane. I feel like I am constantly robbing Peter to pay Paul. I really don't like missing a goal....but I am finding it hard to see how we are going to pay $5000 in the next 6-7 weeks.