I am glad that January is gone as of Midnight tonight. Hasta la Bye Bye.
Our no eating out challenge could not have failed in any more of a blaze of shame. I had several indescretions and no one to blame but myself. We ate out as a family once, but I pseudo justify that because it was our anniversary and our schedule got messed up. And then this past Saturday evening G-man and I got Chinese food because I didn't make dinner. HORRIBLE.
We made next to no headway on debt. The change in my pay schedule is still effecting my ability to figure out how much "extra" we will have per month. The distribution of funds is out of whack. Things that used to come from Paycheck 2 now have to come from paycheck 1, and the amount of time between replenishing is off. I am sure it will settle into a new routine, but we aren't there.
Snow has cost us a bundle. Here in CT, we are at over 80 inches of snow for the season thus far. We had our snow shovel stolen, which needed to be replaced. Add in the bags and bags and bags of Ice Melt that we have had to purchase. Plus, there have been loss of wages due to not being able to go to work.
Gas prices have gone up....so my $400 a month for gas for the cars isn't cutting it anymore. I think I am going to have to add at least $30-$50 a month for that.
Side Hustle is going S-L-O-W. My goal of $150 a month....yeah, not so much.
My car is making a horrible squealling noise. I know it is a belt, but not sure if we have more car repairs in our future. I mean, we already replaced the battery last month, and a $50 switch this month (my headlights wouldn't turn off). The plan was to pay off the Christmas nonsense, then little student loan, then hit the car loan hard and heavy. We may need to revisit this plan if my car is dying the slow death.
Grocery budget of $400 in cash went well up until last week. G-man.....*sigh* Nuff said.
The mortgage did close, which I guess isn't a failure, but that certainly wasn't without its own bumps and bruises. But now I have to follow up on the tax situation....hey, $1760 is alot of money!!! I want it back.
Goodbye January....won't miss ya.