Not sure if August was a bad month, or if I have just been way off base and in denial about our Grocery bill.
I looked at August 1 - August 31.....$640! I "think" part of that was prescriptions....so maybe it is really closer to $620. Any way you slice it, I have $400 budgeted for groceries, and the FA wants us to cut that by 15%...bringing us to $340. My August bill was almost DOUBLE the reduced rate!!!
That was a major eye opener. What on Earth did we buy at the grocery store? My parents did come to visit...so I am sure I bought some extra stuff. But did I really buy THAT much extra????
At September 10, we have spent $141 on groceries thus far. Based on a 30 day month....we need to average $11.33 a day (for the reduced grocery budget line item). So, we should be at $113.....ok, $141 isn't bad. A little high (almost 25% to be exact, but who is counting!), but plenty of time to compensate. I was actually happy that it isn't so far off the beaten path.
It is absolutely amazing how quickly things add up. Not just in groceries, but on CC, dining out, etc. When you pay real money....not the plastic kind....it hurts you to part with it. And since CC functions on "buy me now, worry about it later" principle, you never really face the demon.
An interesting lesson for me....I am going to be much more careful from now on!