(I have no idea why the spacing is so funky in spots. It looks fine in edit mode, but goes wanky in publish mode. I tried to fix it...I gave up. Yes, it looks like poop. I know. But today....I am just letting it go!)
A quick run down:
Retirement Loan: $12,409.40
I really hate that we had to adjust the terms on this when G-man left. I feel like we are making no progress, despite paying $221 every 2 weeks. I loved the totals DROPPING. Now they just sort of jump off the curb. But March is a 3-paycheck month for G-man, so that means an "extra" payment. And by the end of March, we will have dropped below 12k....I do love those "rollover" payments where we are in a new "thousand."
Student Loan: $22,151.10
So boring. We make a payment....we make another payment. One more payment and we are in a new "thousand" though. But we are still a year away from a milestone...under 20k!
Credit Card: $10,816.96
Mysti's Car: $4,700.00
We are closing in on this one being 2/3 paid off. At 102,000 miles, something was bound to happen....I can't be upset that something happened...it just should have been fixed from the get-go, and I am convinced that we had work done that didn't need to be done. Tangent over.
G-man's Car: $3,275.00
I really hate that the interest rate is so high on this loan. Monthly payment (before I throw a few dollars extra in to make it a round number) is $127...and about $27 goes to interest!! But chip, chip, chip.
We applied for financial assistance for Bossy's supplies, and are still waiting on approval. So that is just a wild card. Orthodontics are being paid for out of Bossy's medical trust, so no impact on our budget. We have a FSA for co-pays and such ($2,500). I have some upcoming tests, so again...no budget hit at this time. I also need to get new contacts, as mine have been discontinued. That will mean a $75 fitting fee...and looking at the prices of other contacts...I have a feeling we will be spending a little more this year.
So...we are down a measley $1,231.74 since January 1. Stupid car.
I hate this part....too far away from a victory, so tension runs high. And the hardest part of it for me right now....the move. We have to save cash for the move (which we have). Once I finish the taxes (ugh)...we will have close to $8,000 set aside for the move. Yay us! But $8,000 is also almost 75% of the credit card....or pays off BOTH cars. Or pays back 2/3 of the remainder of the retirement loan...which then would be paid off at the end of the year.
I know that this is move is the right thing....I know it is. But I am ready for it to happen and let us really start to move forward.