Thanks for everyone who weighed in. I do want to clarify a few things though.
1. This is a higher end product (but on the low side of high, if that makes sense.
2. The warranty is a one time fee, not per year. So if we got the 4 yr plan, we would pay $109, and that is it.
3. The stove is highly electronic.
4. We have bought warranties in the past, and used them, and were glad we had them. We have also bought them and didn't use them. Or not bought them and wished we would have.
Right now, we are leaning towards NO....but still debating.
And I am convinced the fridge is in cahoots and it will die soon. Like the old married couple who can't live without each other. Wish we could replace both!