Meanwhile, on the home front....I am itching to update my side bar. All bills have been paid for the moment, so nothing will really change until August. But my blogiversary is 8/6 (or is it 7??), which is when the side bar is scheduled to be updated. Decisions.....
I am starting to get myself bogged down in the "wants." Not in the sense that I want to go spend money on stuff....more that there are larger projects that I want to do, and would like to save money towards.
Unfortunately, there really isn't money to save at this point. Even being responsible and saving for the goal isn't going to happen. We are on a fact finding mission right now to price out things, and then at least we will know how much we need. None of the projects are happening any time soon, but at least we will know what we are getting into.
- The deck. It was supposed to be done this year, and we put it off. One big change to the plan is that we are looking at having someone come in and do it. We are also looking at using composite materials instead of wood. The "plan" is to use tax return money next year towards this, as well as Swagbucks (in the form of Paypal...I currently have almost 18k points!) and Discover Cash Back toward the expense. We are going to have a few people in to give us quotes, and then decide the plan. We may still do it ourselves....but based on time, skill level, etc....we are leaning towards hiring out.
- Bookcases. We need the storage in our office! This project is driving me batty because I just want to put stuff away. We are looking at cabinets on the bottom, with shelves on the top. Probably about 80" across. I want the finishing touches of mouldings, thicker shelves, etc. We have a friend who is a carpenter, so I printed off a picture of what I want so he can price it out for us. Again, I want it a certain way...and our skill level may not allow for that. So, let's see what this puppy is going to run us.
- The front porch. The wood is 100+ years old and needs to be replaced. And we would like to open up the now covered railings. Most likely if we hired out for the deck, we will include this project. But of course, I would like to finish off the porch. We moved some chairs out there, just to see what it would look like....and loved it. But the entire set (2 chairs and a loveseat) didn't fit. We don't want to break up the set, so we are probably looking at getting something just for the porch. Along with a small table, and some other little decor.
I am totally fine saving for these things. I just don't have the money to save right now!!!! That is the frustrating thing about our debt. The major stuff is locked in, and we aren't paying extra on it. But that eats up over $1200 a month just on the minimum. And that doesn't include the CC, dentist, or medical.
We are saving for Christmas, other upcoming expenses, etc. We just don't have anymore to save.