Wednesday, July 25, 2012
If you haven't started thinking about how to pay for the holidays, now is the time to do so. Gifts, wrapping, food, decor, travel.....it all adds up. Please don't put it on a credit card. While you won't care while you are doing it, you will afterward when you are paying for it for month......ask me how I know......
We have an ING account that gets funded every 2 weeks in order to save up for the holidays. It is our $115 plan....which is what we use to save for camp, Christmas, and a few weeks of "whatever is going on." It comes out every paycheck, so it is already a line in the budget.
This allows us to save up for awhile and not notice. It also allows us to pick up gifts early, since we have the money already set aside. If we come across a good deal on something, we can get it and just put it in the Christmas Box (I have lost so many gifts because I forgot where I put them. Now I have a box with the Christmas decoration just for this purpose).
I have already started thinking about gift giving. This year we will subscribe to "something they want, need, wear and read" for the kids, plus Santa (probably the last official year of believing) and stocking. We already have the "read" taken care of (the last bookfair of the year is BOGO free, so I got them each 2 books.) Sassy got a beautiful hard cover copy of Little Women, and some other paperback she was interested in. Bossy got a hard cover book about Space, and something about animals. Total was $15 for all 4 books.
The wear part....probably a sweater for Sassy, and a sweatshirt for Bossy. Need....will have to see what they need at that stage of the game. The want.....who knows! They are changing everyday.
Sassy will be getting an MP3 player from Santa. NOT an ipod. The one we are looking at is about $30. And I have a good friend who has already expressed that she will get her headphones (as Sassy doesn't like earbuds). This unit seems to be a popular choice for the 8-12 year old crowd, as it is basic enough to use easily, but has lots of features. Plus, the price is right....considering this age is a little unpredictable in terms of care.
No idea on Santa gift for Bossy. He is so hard to shop for in the best of circumstances. We will have to think on that one.
I struggled with gifts for my office. We have so many new full time people, and we are all gift people. After alot of research (um....Pinterest), I decided to make "gourmet" apples. You know, the kind that have all the chocolate, caramel, nuts and whatever all over it? I will put them in jumbo muffin cups, then in a baggy, and wrap it up all purrrrty. Cost per apple will be under $5, so I can feel like I gave a nice homemade gift, but it is ok on the pocketbook.
That is as far as I have gotten. Considering I am 5 months early, I think that is pretty good!
Ho ho ho!!!!