G-man's car is a 2004. It has 165k miles. And he is hard on his car (as he is on everything....clothes, shoes, electronics....). His car is a mess inside (which I try not to think about, as it is his car, and I am rarely in it). But the bottom line is....he needs to take care of his car to make it last.
I have already
But I am also thinking about tires....and those puppies are expensive! I am pretty sure they are ok right now, but again....nothing lasts forever. No idea what else.
My car just got an oil change last week (when it was in the shop for the recall notice). And since we had the car inspected when we bought it, I am fairly confident that it is ok. But again, at some point down the road, it will need tires. The brakes are squeaking a little...hoping they just need to be cleaned, but maybe they need new pads.
I have just about convinced myself that we need to save more for the car stuff. So now I am thinking of changing the budget (again) to accommodate that. It may mean taking some money from extra debt repayment, or using the overtime money to continue to pad the account.
I guess this rambling post comes down to the security I feel knowing that there is a pile of money available for life stuff. And while I want to do it all, I can't. This again plays into my post from yesterday about a boost in income.....I would feel better knowing the accounts are full and happy.....and for some reason that gives me more "energy" than the debt repayment (but trust me....watching numbers go down is a jazz!)
Do you save for this stuff, or just deal with it when it happens? Is this what you use your EF for?
ETA: We do have a "car" fund. At this point, it just covers little things....wipers, oil changes, etc. We have been able to use it for some "larger" expenses, like the alternator that died in April. But something always happens before we are able to let it really build.
I guess I don't want to use the EF for the car because I already know that maintenance on a car is a given. It really isn't an emergency. On the flip side....if all of a sudden my master cylinder croaked....that would be an emergency!