Thursday, July 22, 2010

I promised I would tell you....

what I decided about the bookcase.

G-man started off putting his foot  We are doing Dave Ramsey.  No.  Then he softened a bit.  Put it back in my lap.  Said do it if I wanted to.

I e-mailed the guy and asked if he would consider a payment plan.  And since he stated he wouldn't be making anymore for awhile, I asked if he had an idea when he would resume woodworking.  He stated while he would like to help me out, he couldn't do a payment plan, and he has no idea when he would make more.  This was more of a hobby than a business.

So at this point I was like, if I don't do this now, I probably won't be able to get it at all.  This is the perfect cabinet.  The price isn't really that bad for what I am getting....a custom, hand made cabinet with all the country charm I can handle.  Perfect.  So........

(wait for it)

(wait for it)

I decided AGAINST doing it.

Say what, Mysti?  You wanted this thing so badly.  You whined and cried for days about it.  It is perfect.  Might never be available again.  What happened????

You guys happened.

An anonymous poster stated that I inspired her.  That she was cutting back and doing her own digging out.  And that I inspired her. 

And that touched me to my soul.

Then, Lynne stated that she was signing up with Lending Club so she could help fund my loan.  Awww, shucks......

And today, BobbieG helped us fund our loan as well.

You guys are the reason that I didn't do it.  The outpour of support brought me to tears.  People that don't "know" me believed in me.  Believed that I am really doing the best that I can, and they wanted to help.  Believed in my story and it helped them start their own journey.

How could I spend money on some object, when I have that kind of support around me?  And at that point, it became easy to say NO. 

I have decided to save all my rebate money (right now I am waiting on $86 via the mail, which is about 1/3 of the cost of the cabinet) and when I have enough to get the cabinet, I will e-mail the guy.  If my dream cabinet is still there, then it was meant to be.  If it isn't there....then oh well.  I will have almost $300 to put towards something else.

I can't say that I won't suffer from the I WANT ITs again.  I am sure I will.  But I will do the best I can to hold strong.


  1. Way to go!!! I think that we all suffer the I WANTS, but to actually put it out here, and you listened to the comments, wow. Your story and the outpour of support lift my spirit up and keep me on the straight and narrow.

  2. I wanted our kids to go to camp. It's a Christian camp two miles away that they have gone to for three years, for a week. It was going to be $570 to send all three.

    I asked God to send us the money for the camp because we didn't have it.

    Yeah, he sent it. He sent $8500! AK! A whole life insurance policy on my husband that we didn't know about. We cashed it in, escrowed taxes and paid off bills -- and sent the kids to camp.

    I would ask your Father for the cabinet.


  3. Way to go!!! I am seriously so proud of you. In the words of Dave: Live like no one else, so LATER you can live like no one else. When you are out of debt you can buy 10 of those cabinets for cash with out even batting an eye!

  4. Wow! You really had me going there for a minute!

    Good for you, Mysti! It takes a strong person to walk away like that. I'm seriously proud too. :) When you can make hard decisions like that... You're going to do amazing things!

  5. Congratulations! You inspired me right there.

  6. wow! I am so proud of you!!!!! Wahoo!!!

  7. I love your blog because you are so honest.. I am an electronics junky and have had my eye on a new tv and computer for over 2 years now but I keep telling myself no, not til my credit cards are gone.. It will have taken me 3 years to achieve that goal but it is so much more rewarding than some gadget that breaks in a few years.. I have paid off almost $40K in debt in 2.5 years and it feels great.. I hope u feel just as proud when you hit your goals

  8. Thanks all! I am kind of proud of me too. *blush*

    @Kasey - good for you for your progress. I can't wait to be able to say I have that much paid off. We have had a really hard time this year really getting going, but I think we are on our way.

  9. Fantastic news. You have taken the first 2 steps to financial independence:
    1) acknowledge that you must get rid of debt and
    2) be able to discern between WANTS and NEEDS

    You're 50% funded now!

  10. @Jan: You are sooo right. We have a little "slush fund" to do LITTLE outtings and such...that fund never goes empty and we never actually put money into it. We call that the God Loves Us fund...His way to show us that we can go have fun :)

  11. Good for you! You've accomplished a lot just since I last checked this blog and making decisions like this you are well on your way to making anything possible in the future. That is so awesome.