tag:blogger.com,1999:blog-8465887551310827456.post2254631122555965528..comments2023-09-02T07:09:34.264-04:00Comments on Digging Out From Our Mess: A Confession of SortsMystihttp://www.blogger.com/profile/17496508600320205581noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-8465887551310827456.post-1867956946402726502012-07-21T17:09:39.090-04:002012-07-21T17:09:39.090-04:00we do this too. the only problem is when we keep s...we do this too. the only problem is when we keep spending even though we dont have enough in the bank to cover the cost right away. <br />we're getting better though!Newlyweds on a Budgethttps://www.blogger.com/profile/10165059665185786849noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-20937295144737308842012-07-20T09:27:53.382-04:002012-07-20T09:27:53.382-04:00BE CAREFUL! I got over $1,000 in Discover cash bac...BE CAREFUL! I got over $1,000 in Discover cash back but they always win... with Citi now I still get tons of points and gift cards but at the same time I think that's what keeps me in debt :(HS @ Our Debt Bloghttps://www.blogger.com/profile/16131857251377260758noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-54452243440496212372012-07-20T08:44:06.553-04:002012-07-20T08:44:06.553-04:00if you can do it, then go for it :) any way to ear...if you can do it, then go for it :) any way to earn a bit of a bonus is good in my mind!jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-40688837127014801772012-07-19T21:38:52.218-04:002012-07-19T21:38:52.218-04:00Sounds too confusing for me, I am afraid I would s...Sounds too confusing for me, I am afraid I would slip up and miss something.Debbyhttps://www.blogger.com/profile/17319991952705204675noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-82484148747901198182012-07-19T19:52:26.042-04:002012-07-19T19:52:26.042-04:00I either use cash or pay directly from our back ac...I either use cash or pay directly from our back account. No credit, ever. "Neither a lender nor a borrower be".~Carla~https://www.blogger.com/profile/02341057469246030024noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-85756613835425908962012-07-19T18:27:57.530-04:002012-07-19T18:27:57.530-04:00Mysti, if you've developed the self-control an...Mysti, if you've developed the self-control and PF strategy mojo to charge and pay, go for it!Kerryhttps://www.blogger.com/profile/07382434220023284946noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-55250802298563450532012-07-19T18:06:17.641-04:002012-07-19T18:06:17.641-04:00We use our credit cards all the time for much the ...We use our credit cards all the time for much the same reason, but we do make sure we pay off the balance at the end of the month. Ours earns us discounts at a grocery store we use all the time.<br /><br />Gill in CanadaGill - That British Womanhttps://www.blogger.com/profile/17456247587052149765noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-60071194198002682492012-07-19T17:40:57.550-04:002012-07-19T17:40:57.550-04:00We do this too. Unfortunately, because it's a ...We do this too. Unfortunately, because it's a credit card, we allowed the balance to run up because we didn't pay it off right away. Now we are working on paying it down, but we still use it for all household purchases because our bank charges a fee for using the debit card.<br /><br />I'm working really hard on getting my spending down and having the money saved to pay off the purchases for the month and then some extra to work on the balance. Unfortunately, things just keep coming up like my oldest sons' teeth, which have an enamel defect and ALL have to be repaired, my middle son is having his wisdom teeth out Aug 9th and they require $462 at the time of the surgery because insurance won't pay that, my husband has a meet for his car club for four days out of state that will cost quite a bit, and my son's tuition for college is due. I was actually kind of grateful that he decided to start working full time and finish his associates degree one class a semester. He only needs four more classes, so this will help us immensely.<br /><br />So, my advice is to always make sure you have the money in your account to cover your charges and this is a good way to get that 5% cashback. And it makes it so much easier to balance the checkbook and keep track of what you are spending your money on.Chellehttps://www.blogger.com/profile/11483632903669245656noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-82805175614782682362012-07-19T17:38:04.709-04:002012-07-19T17:38:04.709-04:00I think this is great but I do not have enough sel...I think this is great but I do not have enough self control to pay my bills in full and I would go crazy so this isn't an option for me.Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-71418262654657631022012-07-19T16:59:17.453-04:002012-07-19T16:59:17.453-04:00I've done it for years. I get cash back on ve...I've done it for years. I get cash back on vehicle purchases and some travel perks. Paid in full every month. I use it for orthodontist, groceries, gas and kids sports fees. <br />Now I share one with the dh for 1-2% cash back depending upon where it is used. Again paid in full every month. If it can't be paid for in cash that is on hand it doesn't go on the credit card. <br /><br />As long as you don't rack it up, pay in full every month it is better than cash because of the rewards. Deep trouble if you let the balance get away!B-Kathttps://www.blogger.com/profile/11235470014295888935noreply@blogger.com