tag:blogger.com,1999:blog-8465887551310827456.post8537011700347516267..comments2023-09-02T07:09:34.264-04:00Comments on Digging Out From Our Mess: Beating away the financial blahsMystihttp://www.blogger.com/profile/17496508600320205581noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-8465887551310827456.post-83549128809203760852011-07-19T03:51:50.263-04:002011-07-19T03:51:50.263-04:00Mysti, I wish I could give you a hug and bake you ...Mysti, I wish I could give you a hug and bake you and your kids a batch of cookies. Keep calm and carry on, love.Lane from In Mint Conditionhttps://www.blogger.com/profile/05715886755743514569noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-27598804487745837702011-07-18T15:19:39.536-04:002011-07-18T15:19:39.536-04:00I might consider filing for bankruptcy, if I were ...I might consider filing for bankruptcy, if I were you. You have so much unsecured debt that could be wiped out (credit card debt, medical debt), leaving you only your student loans, mortgage and any car loans to pay.<br />You have good reasons for having gotten in debt -- it sounds like life has been pretty hard these past few years. I wouldn't feel guilty about taking that step -- I see bankruptcy as the final "safety net" in our capitalist system, and one that allows people in desperate straits to get on their feet and try again.<br />Best of luck to you!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-29444052635426203082011-07-18T11:52:32.968-04:002011-07-18T11:52:32.968-04:00Everyone has those days...Everyone. I always remi...Everyone has those days...Everyone. I always remind myself that you have zero clue what terrible shit is going on behind closed doors even in the most perfect of looking families.Evan @ My Journey to Millionshttp://www.myjourneytomillions.comnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-13785837182467464332011-07-18T07:51:37.527-04:002011-07-18T07:51:37.527-04:00We are all (well, most) are having the same proble...We are all (well, most) are having the same problems financially as you are - it doesn't even have to be a repair or something for me, it is just when I get going, a few months later, I feel like I am neglecting myself & family by not doing or buying anything & I go out & spend tons of $. I need to find a way to get over that --- hopefully it comes sooner then later! hang in there, we are all right here to cheer you on on your positive strides!jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-25947361975786527892011-07-18T05:26:31.134-04:002011-07-18T05:26:31.134-04:00Even sticking to a Budget - whether there is surpl...Even sticking to a Budget - whether there is surplus or not - is an achievement. I really feel for you, though. Setbacks happen - and you've had much more than your fair share, and you are dealing with circumstances most of us don't have to deal with. The situation with Student Loans and Medical costs here in Australia is just so much easier. I'm gobsmacked every time I see what some families have to deal with, especially yours. Hoping that eventually the tide will start to turn your way.Fionahttp://www.declutterer.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-6536228211390040062011-07-18T01:21:35.338-04:002011-07-18T01:21:35.338-04:00I think you are doing a great job Mysti! I love th...I think you are doing a great job Mysti! I love that you keep it real and post your struggles though...cause I relate to those struggles so much. The fact that you have been able to save for things like your kids camp, car expenses, and Christmas is awesome. I am still trying to figure out ways to fix my budget so I can plan for things like that. This whole thing would be a lot easier if we could just live in a bubble while we pay off our debt...but unfortunately we can't...life still happens. Mysti...thank you so much for your blog. I hope this week will be a good one for you:)Juliehttps://www.blogger.com/profile/06380362348365415129noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-53554524331602862472011-07-17T18:07:08.534-04:002011-07-17T18:07:08.534-04:00Don't beat yourself up, Mysti. Do the best yo...Don't beat yourself up, Mysti. Do the best you can each day and forgive yourself if it isn't perfect. None of us is perfect. <br /><br />I'm hoping our recent setback (my job lay off) will inspire us to get gazelle intense again as soon as possible. <br /><br />Hang in there. You aren't alone. <br />~KariKarihttps://www.blogger.com/profile/13823015360549493983noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-18255621926756896402011-07-17T14:53:49.403-04:002011-07-17T14:53:49.403-04:00Mysti:
I think we all have those days, weeks, mont...Mysti:<br />I think we all have those days, weeks, months, years. The good thing is we have each other and we are all in the same boat. Yes I paid off two medical bills but I still have more to go. Each month brings its challenges and you have dealt with everything with grace and charm. I wish I could handle things the way you do.<br /><br />Take a few days. Allow yourself to feel bad, and tired. Then get back up and do it again. As my granpa always said if you fall down 5 times then you get up 6(im not sure he had the saying right but you get the idea)<br /><br />JudyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-71882678182056645352011-07-17T13:45:41.232-04:002011-07-17T13:45:41.232-04:00Mysti, I paid $423.00 a month for over 24 years to...Mysti, I paid $423.00 a month for over 24 years to pay off the medical bills on our daughter. I did not feel like I could bury that baby until they were paid. Now $423.00 was a significant house payment 30 years ago. It took us until 5 years ago to be able to start to climb out. You have had significant draw backs in your life. Your kids are young, it will get better. Go ahead feel sorry for yourself, I feel sorry for you. I have been there. But you are doing the right thing. Trying, saving for the unknown. It may not be this year or next year but eventually you will get there. I'm on your side.Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-32483829521423832412011-07-17T13:17:24.935-04:002011-07-17T13:17:24.935-04:00Completely understand. We both lost our jobs and h...Completely understand. We both lost our jobs and have felt the world has been playing a cruel joke on us since 2008. Our troubles haven't stopped. Just keep hanging in there...it eventually has to get better!Christyhttps://www.blogger.com/profile/12062301227604411872noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-757019354908755032011-07-17T13:03:53.561-04:002011-07-17T13:03:53.561-04:00I hear you. It is pretty tough journey. I have m...I hear you. It is pretty tough journey. I have my ups and downs as well. I just keep plugging away. Hang in there.Rhitter94https://www.blogger.com/profile/14730386238190105989noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-72110310702012648712011-07-17T11:53:52.735-04:002011-07-17T11:53:52.735-04:00Hang in there. I'm going thru similar stuff (u...Hang in there. I'm going thru similar stuff (unemployment going down, hubby's state job pay up in the air (they are working without a contract, looking at a strike). I am having to tell myself it's just another bump in the road. It's the potholes I don't see coming that are killing me. Keep thinking about the positives!Anonymousnoreply@blogger.com