tag:blogger.com,1999:blog-8465887551310827456.post7532513286469923778..comments2023-09-02T07:09:34.264-04:00Comments on Digging Out From Our Mess: They giveth and they taketh awayMystihttp://www.blogger.com/profile/17496508600320205581noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-8465887551310827456.post-78040391863212245312011-08-19T08:45:59.062-04:002011-08-19T08:45:59.062-04:00that sucks!!! We do it ourselves & love being ...that sucks!!! We do it ourselves & love being in control of it....<br /><br />fyi - i know how you feel - we paid off that old navy ($30 a month min & then I was pumped about that... then the same moment, I get our water bill & it went up by $38! it seems that we can never make progress...)jpkittiehttps://www.blogger.com/profile/16042638265207370788noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-790737044192134402011-08-19T07:28:59.437-04:002011-08-19T07:28:59.437-04:00Homeowner's insurance escalates by a fixed per...Homeowner's insurance escalates by a fixed percentage per year, because they assume that costs to reconstruct go up every year, which is not necessarily true. Call the insurance company and have them reassess the house based on your square-footage and they can re-calculate the cost to re-build based on current market conditions. The premium may go down.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-27421844019412328952011-08-19T04:04:43.349-04:002011-08-19T04:04:43.349-04:00Gah, whose neck can I strangle for you?? Sorry, My...Gah, whose neck can I strangle for you?? Sorry, Mysti :(Lane from In Mint Conditionhttps://www.blogger.com/profile/05715886755743514569noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-13719621199370310952011-08-18T12:36:28.462-04:002011-08-18T12:36:28.462-04:00Ever since we owned at least "20%" of ou...Ever since we owned at least "20%" of our home, we switched to escrowing our own homeowners insurance and taxes. They take out way too much money and earn the interest on it. It's definitely a rip off. Hopefully, you'll be able to take it from escrow and pay it yourself soon! It will save you a lot of money!!Sharonhttps://www.blogger.com/profile/13940623529019637336noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-70092084184525683912011-08-18T11:57:00.131-04:002011-08-18T11:57:00.131-04:00Our insurance went from $300.00 a year to $500.00....Our insurance went from $300.00 a year to $500.00. But our value went down, so we broke even. I hate banks!Out My windowhttps://www.blogger.com/profile/13456481267171643227noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-23240835043141198172011-08-18T11:09:31.048-04:002011-08-18T11:09:31.048-04:00Being in Canada we do not have escrow accounts. Wh...Being in Canada we do not have escrow accounts. What is that exactly?? I just saved myself a whopping $15 a month by switching to a term life policy to cover my mortgage rather than PMI. Good thing is it will cover more than my mortgage amount where as the PMI would only cover the remaining mortgage balance, should one of us die. <br /><br />Sorry you just can't win for losing. Hope things turn around soon.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-34171758876749083052011-08-18T10:06:07.086-04:002011-08-18T10:06:07.086-04:00Don't feel bad, we got our escrow bill last Ap...Don't feel bad, we got our escrow bill last April for 698 dollars! we could either pay it in full or add $50 per month to the mortgage... happens to everybody. <br /><br />Can you cancel the escrow service? some companies don't let you according to the mortgage contract etc.<br /><br />HSHS @ Our Debt Bloghttps://www.blogger.com/profile/16131857251377260758noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-21140402484651836982011-08-18T09:17:15.492-04:002011-08-18T09:17:15.492-04:00I can't believe your mortgage went up so much....I can't believe your mortgage went up so much. I'm sorry!Michellehttps://www.blogger.com/profile/01699594650305506763noreply@blogger.com