tag:blogger.com,1999:blog-8465887551310827456.post3793653889320802730..comments2023-09-02T07:09:34.264-04:00Comments on Digging Out From Our Mess: Goal setting....goal failingMystihttp://www.blogger.com/profile/17496508600320205581noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8465887551310827456.post-30794287049872548692012-12-11T13:09:44.831-05:002012-12-11T13:09:44.831-05:00I am reviewing my goals tomorrow, but I made 11 ou...I am reviewing my goals tomorrow, but I made 11 out of 12, so I am pretty happy with that. Maybe you're overreaching yourself...like I of course would want to be completely debt free, but I know that's not going to happen--I'm going back to my school. my husband is in school and we have to pay his loans too...like we just have too much going on. but i can definiteyl try and cut the debt in half. make sure your goals are attainable. and $40 a month sounds pretty good to me.Newlyweds on a Budgethttps://www.blogger.com/profile/10165059665185786849noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-1924529689372129582012-12-11T11:49:57.145-05:002012-12-11T11:49:57.145-05:00I think goals are a very good tool. Like Hawaii me...I think goals are a very good tool. Like Hawaii mentioned, have you tried the SMART method? Perhaps you could make some big goals (like decrease debt by X amount), but you also could do smaller, quarterly goals that arent in your immediate vision (like saving Y on groceries for 3 months). I think perhaps you should try setting challenges instead of goals, and have backup goals in case those fail. Goals are all about motivation, so if they arent motivating, then they arent working. So far, though my goals may seem a bit hard on my already small budget, I see them as an easy way out. I push myself too hard when it comes to planning and achieving goals, so if I'm meeting my goals, I feel as if I had set them too easy. If I fail them, I set them just right. Can you see the problem? Taniahttps://www.blogger.com/profile/11075300256482920618noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-84071403166867523022012-12-11T10:30:18.855-05:002012-12-11T10:30:18.855-05:00For me personally, goals are super important to my...For me personally, goals are super important to my own motivation. I need yearly goals & monthly goals, or else I become a sloth. My goals are pretty varied - health/fitness related (which are 99% within my own control), others are financially related, which can be harder to control. That said, without goals, the husband & I don't do well with our spending. <br /><br />How often do you track your goals? Are they SMART? <br />S - specific, significant, stretching<br /> <br />M - measurable, meaningful, motivational<br /> <br />A - agreed upon, attainable, achievable, acceptable, action-oriented<br /> <br />R - realistic, relevant, reasonable, rewarding, results-oriented<br /> <br />T - time-based, timely, tangible, trackable<br />Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-47161180183313433502012-12-11T09:44:27.757-05:002012-12-11T09:44:27.757-05:00I really have to get my butt in gear on goals -- I...I really have to get my butt in gear on goals -- I've kind of let things coast these past few months. That's never good.Sasshttps://www.blogger.com/profile/10348650157037720366noreply@blogger.com