tag:blogger.com,1999:blog-8465887551310827456.post1031132346534862470..comments2023-09-02T07:09:34.264-04:00Comments on Digging Out From Our Mess: We go UP, we do DOWNMystihttp://www.blogger.com/profile/17496508600320205581noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-8465887551310827456.post-53325021727223695832012-05-15T15:49:22.113-04:002012-05-15T15:49:22.113-04:00Oh, I know I don't always make the popular dec...Oh, I know I don't always make the popular decision. But it is my life...good or bad!Mystihttps://www.blogger.com/profile/17496508600320205581noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-28954663158409704612012-05-15T15:48:36.170-04:002012-05-15T15:48:36.170-04:00Exactly.Exactly.Mystihttps://www.blogger.com/profile/17496508600320205581noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-92074624225119634772012-05-15T15:48:18.358-04:002012-05-15T15:48:18.358-04:00We try and save $100 per month for EF. That is pa...We try and save $100 per month for EF. That is part of the reason we want to put $250 from the gifted money in there....to speed up the process. <br /><br />I am not worried about the CC. We are collecting our overtime, and on a quarterly basis deciding what to do with it. Most likely that will take care of the remainder of the CC (since we will be paying on it this month and next month). <br /><br />Also remember, that the retirement loan freed up $200 a month, so that will be applied to stuff too.Mystihttps://www.blogger.com/profile/17496508600320205581noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-23203318819566104382012-05-15T15:45:09.674-04:002012-05-15T15:45:09.674-04:00Yep, the overall went down. As I have said before...Yep, the overall went down. As I have said before...the medical stuff will always be in a state of flux.Mystihttps://www.blogger.com/profile/17496508600320205581noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-43748750088097048172012-05-15T15:34:19.205-04:002012-05-15T15:34:19.205-04:00How much are you able to contribute, on an average...How much are you able to contribute, on an average month, to the Emergency fund? According to my advanced calculations, you have $1,274 saved. Can you reach your $2,000 goal in three months (~$250/month)?<br /><br />After the EF is in place, have you given any thought to attacking CC #4 next ($750.90)? If that debt were to go away, you could cross out the entire Credit Card section. I found that when we were paying off our debt, the mental game was very important. You could get a huge psychological boost from eliminating an entire category.Evan Hhttps://www.blogger.com/profile/11056817447363377250noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-34475349764535295882012-05-15T12:19:26.314-04:002012-05-15T12:19:26.314-04:00It looks like your total debt went down, and the k...It looks like your total debt went down, and the kids' dentist is paid off, at least for now, so that all looks good!444https://www.blogger.com/profile/18317761558076527630noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-41842481014259631782012-05-15T10:11:51.192-04:002012-05-15T10:11:51.192-04:00It shouldn't matter if it is popular with your...It shouldn't matter if it is popular with your readers. It is what makes sense to you. At least you have a plan with the money and not just spending it haphazardly. :) Having a plan is the smart thing to do! Oh and you are not the only one that lives in a world where debt goes up and down depending on the season of life. I also live there and hate it!Rachelhttps://www.blogger.com/profile/02245921501363936089noreply@blogger.comtag:blogger.com,1999:blog-8465887551310827456.post-58229046152384908362012-05-15T08:43:30.540-04:002012-05-15T08:43:30.540-04:00I think your plans for the gifted money are good. ...I think your plans for the gifted money are good. You've got to do what lets YOU sleep at night!Sasshttps://www.blogger.com/profile/10348650157037720366noreply@blogger.com